DLS Financial Score
A score that rewards good behaviour
Every completed loan, on-time payment and early repayment strengthens your standing with Denarius.
How it looks
Your score, at a glance
780/1000
Very good
Borrower levels
- Starter0 – 499
- Bronze500 – 649
- Silver650 – 749
- Gold750 – 849
- Platinum850 – 949
- Elite950 – 1000
You are here 780 · earn 70 more points to reach Platinum.
- Starter (0–499) — Build your DLS profile with your first completed loan
- Bronze (500–649) — Standard processing and access to core loan products
- Silver (650–749) — Faster review and higher eligible amounts
- Gold (750–849) — Priority processing and preferred terms consideration
- Platinum (850–949) — Highest eligible amounts and priority officer support
- Elite (950–1000) — Top-tier standing with the fastest review path
Score rules
How points are earned
Point values are configurable by DLS administrators; the rules below are the platform defaults.
+25
Loan paid on time
+40
Early repayment
+20
Successfully completed loan
+10
Updated required documentation
+20
Strong collateral history
Missed or late payments reduce your score. The DLS Financial Score is used internally to help our officers assess applications alongside the 5 Cs of lending — Character, Capacity, Capital, Collateral and Conditions. It is not a credit-bureau score, is not an official credit report, and a high score alone does not guarantee approval.
Rewards
Badges you can unlock
First Loan Completed
Early Repayer
Platinum Borrower
Perfect Repayment
Score Builder
Elite Borrower